SHAHZAD MASOOD AHMED FAIZ

1)      Working as “Business Analyst” in “National Bank of Pakistan” – Karachi, (Since 24 Sep-2021 –Current)   ·        I have been selected on priority for core banking upgradation project ·        My core responsibility in the phase of upgradation to look after the requirement phase of the loan or lending side of the core banking system (Profile) ·        I am also working on daily CRFs and Project of Core Banking Systems (PROFILE) with in-house development and Business team of national bank of Pakistan ·        I am responsible for coordinate with NBP business (CRFProject) ·        My Responsibility is to analyze the initial Business requirement and to design the BRD against those requirements ·        Upon Approval of BRD I am responsible to generate the FS document to proceed with the development team ·        My responsibility is to build test cases for testing after development go ahead and prior to proceed with QA department. ·        Once QA department is done, then its my responsibility to create the presentation for final approval from CTO ·        We are following Agile methodology to achieve CRFs and Projects, making user stories after analysis design iterations for development team to succeed in bits and pieces ·        I am responsible of final CMC presentation to CTO of Technology and Digitalization Group   2)      Working as “Business Analyst” in “Sitronics Technology Solutions CZ (NVISION GROUP)” – Lahore, (Since Apr 1, 2019 –Sep 2021)   ·     Currently providing BI tool to UBL (united Bank Ltd) for financial reporting automation ·     Requirement gathering for client for project initiation ·     Product scope documentation ·     Products Functional documentation (manuals) ·     High level analysis of requirements ·     Creating Architecture of Financial Reporting Automation tool as per Regulatory requirement of submission ·     Creating road map to accomplish the regulatory reporting standard of banks ·     Financial analysis, Financial data modeling & Financial mapping configuration at data base level ·     Functional and Non Functional testing of software ·     UAT before releasing the product to the client ·     Regression testing of the product based on agile methodologies ·     Architectural documentation of the product ·     Discussions and meeting with MS team, IT team and business team for product deployment and data security ·     Delivering Product orientation to user ·     Supervising sales services support unit ·     Training workshops to clients for product orientation                   3)      Working as “Assistant Manager (Team Leader) Asset Operations-Mortgages and personal loan” in “Bank Alfalah Ltd” – Lahore, (Since Sept 6, 2018 –Mar, 2019)     ·        I have performed (T24 (temenos) AA version) UAT in personal loan operations and have given sign of go live on server after completion. ·        During the UAT process of T24-AA, I was responsible of providing the requirements at Business Level ·        I was also responsible of  T24-AA to Data Entry Application integration requirement phase at Business Level ·        I was also part of Quality Assurance for (T-24-AA) business level usage ·        I have been provided with the duty to perform single handed coordination with IT team during the UAT phase ·        I was responsible of managing PEN Pakistan Personal and Mortgages Loan Operations. ·        I was responsible of authorizing the Loan disbursement after the credit review of the customer according to the prudential regulations set by state bank of Pakistan ·        I was responsible of managing my team to perform daily BAU activities ·        I was responsible of coordinating SALES, RECOVERY & IT team to resolve the day to day issues and descripancies.   4)      Worked as “Senior Officer Asset Operations” in “MCB Bank Ltd” – Lahore, (Since Sept 2016 – Sept 2018)   ·        My core responsibility is to supervise the day to day activities and coordination with other concerned departments regarding the fulfillment of discrepancies that occurred before purchase order issuance. ·        I am responsible of Asset Operations (auto loan) back office activities such as reviewing of credit documents as per prudential regulation BCO-1962. ·        I do have the signing authority of issuance of purchase order and do have the supervision rights for the disbursement of the finance amount of the vehicle to the dealer. ·        Formulate and revise compliance policies and monitoring programs, implement compliance monitoring programs for various business units to ensure compliance with relevant rules and regulations ·        Liaise with regulators and relevant authorities and co-ordinate to answer their enquiries as and when required; ·        Actively participate and follow-up on the team meetings regarding to other parallel on-going projects   5)      Worked as “Credit Administrator Auto Financing (Car Ijarah)” in Meezan Bank Ltd – Karachi, (Jan 2012 – Aug 2016) ·        Responsible to review credit files according the Sharia principles and prudential regulations BCO-1962. ·        Financial reporting  such as rate of return, Account Receivable, Ecib Balancing and updating Earning Net Receivables and the performance analysis report with region segmentation for the business development purpose and to mitigate the areas of concerns ·        Random effective digital sampling of new retail loan proposals and check authenticity of documents attached as KYC, financial statement to evaluate credit risk & ensure no fraud creep into system ·        Reviewing and evaluating  insurance policies and making sure they are adequate ·        Analyzing the commercials vehicle  financing by forecasting from the available assets of the  proprietor despite of unavailability of financials balance sheet and audit reports I have conducted field surveys for the income estimation of a proprietor §  Surprise visit to customers end for verification  of communication on loan details, §  inspections with “Mukaddams” regarding the in and out of the inventories §  Trip estimations ·        Was responsible for all the Excise File record and vault maintenance activities ·        Have the experience  to deal with External, SBP & internal auditors and to negotiating meeting on the discrepancies all under the umbrella of Prudential and sharia regulations ·        Settlement of the Matured cases in IFAS System( through debit credit & posting of general entries) ·        Supervision Vault maintaining activities for in and out of legal  Docs     Internships:       Copula Ltd-Karachi §  Conducted survey on consumer behavior towards the quality of foods §  I have interviewed sample of customers on sample selected franchise §  Submission of daily report to copula head office Karachi   Sui Southern Gas Company Ltd ·         I have done 8 weeks internship in Finance & Procurement Dept ·        Learnt  the procedures of NLO(Non Local Orders) & LO(Local Orders) billing and payments modes in finance department ·        Have taught with financial system awareness (oracle financials there to purchase & sell the goods) ·        I had also conducted a field survey of meter plant and FIFO and LIFO system over their (supply chain management) Meezan Bank Ltd ·        Conducted 16 weeks internship in Meezan bank ltd ·        Learnt the process flow of MUSHARKAH( House Financing) & Ijarah ( Auto Financing) ·        I have offered with a job in auto financing during my internship period ·        I have designed a module for Musharkah (housing finance) Team on excel to minimize the effort for taking average balance of 6 months bank statement and that was accurate and reduces the time and human efforts.       Computer Skills & Competencies     Professional Experience in (U.A.E):   Professional Experience in (U.A.E):       ·        BRD, SRS, Test Cases Documentation ·        UML Diagrams ·        Excellence in Excel 2010 ·        Data Analytics using Python Functions ·        Beginner level PL/SQL Oracle programming ·        Beginner Level DBvisulizer (MUMs DB) ·        Currently working on Symbols, CAMS (Consumer Asset Management System) ·        Sound Knowledge of Islamic Financial Accounting Standard, (IFAS) and Islamic Banker System ·        Sound knowledge of MS office And Peach tree – 2002 ·        Can quickly understand a company’s business objectives and legal responsibilities ·        Able to communicate difficult decisions and sensitive information tactfully ·        Able to understand complex edicts, regulations, guidelines, insurance requirements and financial legislation. ·        Have a clear, structured and goal oriented approach to every task I am working on