Muhammad Fahim Fahim

CORE COMPETENCIES: Involved in Consumer & Banking Product Sales Team of Individual’s: Managing ETB & NTB Account   Portfolio’s along with assigned targets of Credit Card’s, Auto Finance, Home and Personal Loan’s, accordingly. Diversified relationship banking exposure in Digital Banking, retail transactions, cash payments & management, sales & product management, trade finance, implementation of complex banking solutions, treasury transformation advisory, portfolio & subsidiary management, & account bank solutions. AREA OF EXPERIENCES Cash Management covers-solution delivery & Implementation’s along with Retail & Consumer Banking | Portfolio Management | Banking Operations | Budget Planning & Forecasting | Financial Risk Management|SME & Corporate Banking| Credit Risk & Financial Analysis | Performance Management & Measurement | Financial Markets | Team Building & Motivation| Relationship Management Also Involved in Product Designing:   A)     In Citibank, designed Life Plus product for ALICO Pakistan targeted for selected NICH markets during 2002-2003. B)      In Standard Chartered Bank layed out Sadiq Islamic product design for TMFB Ltd, along with HNWI and Individual customers along with product dept. team during 2009-2010.