Malik Muhammad Ahmad

I am a recent BSc (Hons.) Accounting & Finance graduate from Lahore University of Management Sciences (LUMS), graduating with High Merit and a CGPA of 3.51/4.0. I've passed CFA Level I and am building a career at the intersection of financial analysis, valuation, and capital markets. My interest in finance goes beyond the classroom — I've personally managed a PSX portfolio for over a year, generating a 30% return, and that hands-on experience with real capital at risk has taught me more about market behavior and discipline than any textbook could. Professionally, I've worked across research, banking, and operations: 📊 Sales & Research Intern, Al-Habib Asset Management — Built a 5-year DCF valuation for Fauji Fertilizer Company, calculated fund performance metrics (Sharpe, Treynor, Information Ratios), and pitched and closed a fund proposal for Tetra Pak Pakistan. 🏦 Finance Intern, Bank of Punjab — Supported daily cash position reporting, budgeting and variance analysis using Oracle Hyperion, and regulatory submissions to the State Bank of Pakistan. 📦 Project Intern, Punjab Beverage Company (PepsiCo Franchise) — Designed a national, three-stage distribution cost model and built a regression-based production forecasting model, testing 20+ variable combinations for statistical accuracy. Academically, I've built complete three-statement financial models, conducted valuations using DCF and EBITDA-exit-multiple methods, applied Monte Carlo simulations to derivatives strategies, and completed a standalone credit rating analysis of Kohat Cement. I also spent over a year as a Teaching Assistant at LUMS, supporting 200+ students across four finance and accounting courses, and served as Finance & Logistics Coordinator for FILUMS, managing a PKR 350,000+ festival budget with zero deficit. I'm currently exploring opportunities in equity research, corporate finance, credit analysis, and financial planning — roles where analytical rigor translates into real decisions, not just reports. Open to connecting with professionals in banking, asset management, and corporate finance in Pakistan.